Comprehensive Public Adjusting Services for Every Claim Type
From initial damage assessment to final settlement negotiation, we handle every aspect of your insurance claim. No matter the type of property damage, we have the expertise to maximize your recovery.
Expert Claims Services for Every Type of Property Damage
We specialize in all major types of property insurance claims. Our licensed adjusters have the expertise to document, negotiate, and maximize your settlement regardless of the damage type.
🔥 Fire & Smoke Damage Claims
Fire damage claims are among the most complex insurance claims. Beyond the visible destruction, smoke and soot can cause extensive hidden damage that insurance company adjusters often overlook or undervalue.
Our team thoroughly documents all fire, smoke, and soot damage — including structural damage, contents damage, and smoke infiltration into HVAC systems and walls. We ensure every damaged item is properly inventoried and valued at replacement cost, not depreciated value.
💧 Water Damage Claims
Water damage is one of the most common — and most disputed — types of insurance claims. Insurance companies frequently deny water damage claims by claiming they fall under "flood" exclusions or by undervaluing the extent of water intrusion.
We use moisture meters, thermal imaging, and professional documentation to prove the full extent of water damage, including hidden moisture in walls, floors, and ceilings that can lead to mold growth if not properly addressed.
🌪️ Storm & Wind Damage Claims
Chicago's severe weather — from hailstorms and high winds to tornadoes and winter storms — can cause significant property damage. Insurance companies often send adjusters who lack the expertise to properly assess storm damage, especially to roofs, siding, and structural components.
Our team includes experts who can identify storm damage that insurance adjusters miss, including micro-cracks in shingles, lifted flashing, and water intrusion points that may not be immediately visible but will cause problems later.
🏢 Commercial Property Claims
Commercial property claims are inherently more complex than residential claims. They involve business interruption coverage, extra expense coverage, and often multiple policies. Insurance companies know most business owners lack the time and expertise to fight for their full entitlement.
We handle all aspects of commercial claims, from property damage and contents to business interruption and extra expense. Our team works to minimize your downtime and maximize your recovery so you can get back to business.
🏠 Residential Claims
Your home is your biggest investment, and when disaster strikes, you need someone who will fight to restore it completely. Insurance companies often offer settlements based on depreciated values or incomplete damage assessments, leaving homeowners to cover the gap.
We ensure your home is restored to its pre-loss condition — not just patched up. We fight for full replacement cost coverage, proper code upgrade compliance, and fair valuation of all damaged contents and personal property.
🏘️ Condo & HOA Claims
Condominium and HOA claims are uniquely complex because they involve multiple insurance policies — the master association policy, individual unit owner policies, and sometimes additional coverage endorsements. Disputes over which policy covers what damage are common.
We navigate the complex interplay between master policies and HO-6 unit owner policies. We ensure that all applicable coverage is accessed and that neither the association nor the individual unit owner is left paying for damage that should be covered by insurance.
Maximum Settlement Negotiation
Regardless of the claim type, our core expertise is negotiation. We know every tactic insurance companies use to minimize payouts, and we counter every one.
Policy Review & Coverage Analysis
We thoroughly review your policy to identify every coverage provision, endorsement, and exclusion that applies to your claim. Insurance companies often "forget" about coverages you're entitled to.
Professional Documentation
We document every aspect of your damage with photos, videos, moisture readings, and expert reports. Proper documentation is the foundation of a successful claim.
Direct Insurance Negotiation
We handle all communication with the insurance company, their adjusters, and their attorneys. You never have to worry about saying the wrong thing that could hurt your claim.
Appraisal & Legal Support
If the insurance company refuses to offer a fair settlement, we can invoke the appraisal clause or connect you with experienced insurance attorneys for litigation.
No Matter the Damage Type, We Can Help
Every claim is unique, but our commitment to maximum recovery is constant. Contact us today for a free, no-obligation claim review.